At OTB Financial Group, we go beyond traditional insurance, offering tailored solutions that provide financial security, tax efficiency, and wealth-building opportunities. Whether you're safeguarding your business, protecting your family, or planning for retirement, our independent approach ensures you receive the best coverage suited to your needs.
Insurance isn’t just about protection, it’s about creating financial security, building wealth, and ensuring long-term stability for your business and loved ones. At OTB Financial Group, we provide a full suite of insurance solutions tailored to your unique needs, helping you safeguard what matters most while leveraging strategic financial advantages.
Life Insurance: More Than Just a Death Benefit
Term Life Insurance – Affordable protection for a set period.
Permanent Life Insurance – Lifelong coverage with cash value accumulation.
Indexed Universal Life (IUL) – A flexible policy designed for wealth-building and tax-advantaged growth.
Kaizen Strategy – Leveraged life insurance, allowing high-income earners to amplify their retirement savings.
Disability Insurance: Protecting Your Income
Ensures financial stability in case of injury or illness.
Customized plans for business owners and professionals.
Options for short-term and long-term disability coverage.
Long-Term Care Insurance: Planning for the Future
Coverage for nursing home care, assisted living, and in-home services.
Helps protect retirement savings from the high costs of long-term care.
Hybrid policies combining life insurance with long-term care benefits.
Business Protection & Key-Person Insurance
Protects businesses against financial loss if a key executive or partner is unable to work.
Buy-sell agreements funded through insurance.
Succession planning strategies for continuity and stability.
Why Choose OTB Financial Group?
Choose OTB Financial Group for insurance solutions that go beyond protection—we provide strategic, tax-efficient plans tailored to your unique financial goals, backed by decades of expertise and independent, unbiased guidance.
Independent & Unbiased
We work with multiple top-rated insurers to find the best fit for you.
Tax-Efficient Strategies
Life insurance can be used as an investment tool with tax advantages.
Business & Personal Solutions
We cater to both business owners and individuals with custom-tailored policies.
Proven Track Record
Our advisors have decades of experience in structuring advanced insurance solutions.
Trusted by the Best
Featured Partners
We collaborate with industry-leading financial firms, CPAs, and investment advisors, including:
Let us help you on your journey to financial freedom
