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Strategic Financial Solutions for
Growth & Security

At OTB Financial Group, we don’t just offer financial services—we provide custom-tailored strategies that empower individuals and business owners to build wealth, minimize tax burdens, and protect what matters most.

Our expertise spans across insurance, investments, tax planning, and business consulting, ensuring you have a comprehensive financial strategy that aligns with your goals.

What We Offer

Insurance Solutions: Protect & Grow Your Wealth

Insurance isn’t just about protection—it’s a powerful financial tool. Our independent approach ensures you get the right coverage with strategic benefits, including:

✔ Life Insurance – Term, Permanent, and Indexed Universal Life (IUL) for wealth-building and protection.
✔ Disability Insurance – Income protection for individuals and business owners.
✔ Long-Term Care Insurance – Safeguarding against rising healthcare costs in retirement.
✔ Key-Person & Business Insurance – Protecting your business against unexpected leadership changes.
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Investment Strategies: Maximizing Growth & Minimizing Taxes

Your investment strategy should do more than generate returns—it should be tax-efficient, diversified, and tailored to your future. We specialize in:

✔ Retirement Planning – 401(k)s, Pooled Employer Plans (PEPs), and tax-efficient wealth accumulation.
✔ Alternative Investments – Indexed Universal Life (IUL) and the Kaizen Strategy for leveraged growth.
✔ Private Market & Managed Money Investments – Diversifying beyond traditional stocks & bonds.
✔ Business Investment Solutions – Corporate structuring, executive compensation, and deferred compensation plans.
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Business Owner Services: Structuring for Success

We help business owners optimize tax strategies, structure corporate benefits, and maximize profitability. Our solutions include:

✔ Tax-Efficient Corporate Structures – Business structuring to reduce tax liabilities.
✔ 401(k) & Employee Benefit Plans – Custom retirement and benefits packages to retain top talent.
✔ Succession & Exit Planning – Preparing for the long-term sustainability of your business.
✔ Payroll & Administrative Support – Coordinating with TPAs to streamline operations.
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Tax Planning & Consulting: Keep More of What You Earn

Smart tax strategies ensure you’re not overpaying and that your wealth is structured for the long term. OTB Financial Group provides:

✔ Tax Reduction Strategies – Leveraging deductions, credits, and entity structuring for tax efficiency.
✔ Estate & Legacy Planning – Protecting generational wealth and reducing estate taxes.
✔ CPA & Financial Consulting Partnerships – Working with trusted advisors for a holistic approach.


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Frequently asked questions

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We specialize in:

  • Insurance Solutions: Life, Disability, Long-Term Care, and Health Insurance
  • Investment Strategies: Retirement planning, State Pensions, and Managed Money
  • Business Owner Solutions: 401(k) plans, Employer Benefits, and Tax Planning
  • Financial Consulting: Strategic tax structures, estate planning referrals, and wealth preservation

 Yes. You can request a free quote through our site. If you're ready to apply, we redirect you to our trusted partners for a seamless application process.

Kaizen is a leveraged financial strategy that allows high-income earners to grow their retirement savings with matching funds from financial institutions. This method enhances savings potential while minimizing market volatility.

Yes, we work with trusted Registered Investment Advisors (RIAs) and tax professionals to create comprehensive financial strategies.

We assist business owners with retirement plans, tax-efficient corporate structures, employee benefits, and succession planning to optimize profitability.

Absolutely. We have helped numerous businesses achieve their goals through tailored consulting solutions. 

We work with top-tier financial institutions and insurance providers, including Ethos, Allianz, LSW, NIW (Kaizen), and Elevate Financial Partners. We also collaborate with CPAs, estate planners, and third-party administrators.

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